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Pago46

Pago46 in Mexico

Move money across LATAM without rebuilding it country by country

Pago46 is the payments layer for cash-first economies. Pay-in, pay-out, remittances and crypto cash-out for merchants in Mexico — through one API.

Get in touchRead the docs

One API. Cash-out at thousands of retail points across LATAM.

USDCUSDC
Available onStellarStellarSolanaSolanaMonadMonad
Mexico

1,850.00

MXN

Cash on hand

1 USDC = 18.50 MXN
Instant settlement

Get started

Illustrative rate. Live rate and fees are quoted at checkout via the API.

6
Countries live
40+
Payment & collection networks
3
Stablecoin networks
+5000
Socios46

What we ship

What you'd otherwise build country by country.

Pay-in
Accept cash, bank transfers and local payment methods. Single API across countries; payment-method routing per country and merchant.
Pay-out
Disburse in cash through payment and agent networks. Settlement in local currency, on a single ledger.
Remittances
Cross-border send flows with KYC, FX quoting and local-rail payout. Built for consumer-grade UX.
Partner Portal
Self-service onboarding, organization-level RBAC, API keys and a real-time view into transactions, settlements and reconciliation.
Socios46 Network
Our proprietary network turns local merchants and individuals into cash payment points. It expands coverage, enables operations in unbanked areas, and complements traditional networks.
Compliance built-in
KYC, country-specific limits, AML controls and audit trails — designed against LATAM regulatory reality.

When traditional networks aren't enough

Socios46 is our proprietary network of points

Built to extend coverage where traditional banks and merchants don't reach.

Digital onboarding
Fast Socios46 sign-up
Flexible coverage
On-demand expansion
Local availability
Operates in underserved communities

Open the Socios46 app

No download neededWeb AppGet it onGoogle Play

iOS app coming soon — the web app already works on iPhone.

Explore the Socios46 networkNeed help? Go to support

Before you build

Can you integrate Pago46's rails?

Check eligibility and the compliance requirements for cash-in, cash-out, and crypto — in one table.

Rail Integration Check

Where do your customers pay and withdraw in Mexico?

Thousands of deposit and withdrawal points across retail chains, banks and the Socios46 network — integrated behind one API.

  • Socios46+5000 points
  • 7-Eleven
  • Circle K
  • Practicajas BBVA
  • Farmacias del Ahorro
  • Farmacias Benavides
  • Farmacia La Paz
  • Soriana
  • Kiosko
  • Extra
  • Waldo's
  • Odessa
  • Price Shoes

Coverage in other countries

Partner names and marks are trademarks of their respective owners.

The money journey

See exactly how the money moves

Follow a pay-in, pay-out, or crypto cash-out end to end — from the person who pays to the person who collects.

See the money flow

Already powering payments for

  • Uber
  • Rappi
  • PedidosYa
  • Bmoni

Who builds on Pago46

Teams that need a single payments contract across countries — and a counterpart who understands cash.

Marketplaces
Take cash from buyers, pay sellers in local currency and reconcile across borders. No country-specific integrations.
Wallets & neobanks
Plug cash top-up and withdrawal from the Socios46 network and local payment networks into a wallet UX without staffing one country team per market.
Remittance senders
From-country APIs and to-country pickup or bank disbursement, with one settlement file.
Regulated fintechs
Use Pago46 as your regulated rails while you focus on the product surface. SLAs, audits and country compliance handled.

Built for cash-first economies.

Tell us what you're building and where. We'll come back with the shortest path live.

Talk to us