The Socios46 network · Peru
The payment point network we built ourselves
Socios46 turns local merchants and individuals into points where people pay in cash. It's Pago46's proprietary network — we open it where it's needed, not where a bank already is.
- +5000
- Active Socios46
- 6
- Countries
- 40+
- Payment and collection networks
- 100%
- Digital onboarding
What is a Socio46?
A shop, a pharmacy, a kiosk or a person who chooses to operate as a Pago46 point. They top up a balance from their bank and, with it, collect orders people pay in cash and pay their own — all from the Socios46 app.
Signs up from the app
Open the Socios46 app, register the point and verify identity. The whole process is digital.
Works with their own balance
They top up with a bank transfer. When someone pays them an order in cash, they confirm it with their balance and keep the cash.
Earns on every operation
Every collection served earns the Socio46, without changing what their business does.
It stays their business
Being a Socio46 doesn't replace what they already sell: it adds a service that brings people into the shop.
For merchants and individuals
How do I become a Socio46?
Sign-up is digital and happens in the app. Here's what you need and what comes next.
Income per operation
Every collection you serve adds to what you already sell.
More people in your shop
Whoever comes to pay in cash walks into your business.
No hardware to buy
You operate from your phone with the Socios46 app.
Support in Spanish
Step-by-step guides per country and a channel to open a ticket.
Four steps to start
- 1
Open the Socios46 app
Use it in the browser with nothing to install, or get it on Google Play.
- 2
Register and verify your identity
Fill in your details and upload your government ID from the app.
- 3
Top up your balance
With a bank transfer from the app. The help centre has a step-by-step guide for Peru.
- 4
Start serving
Collect the orders people pay you in cash. Every operation is recorded in the app.
What do you need?
A phone with internet
Android or iPhone — the web app works on either.
A valid government ID
Verified during sign-up, from the app.
A place to serve from
A shop, kiosk or fixed spot where people can find you.
A balance to operate
The amount you confirm collected orders with.
We confirm the requirements for {country} during sign-up. Write to us if you're unsure about your case.
Open the Socios46 app
Sign-up, balance top-ups and every operation happen in the app.
iOS app coming soon — the web app already works on iPhone.
Topping up in Peru
A Socio46 tops up their balance with a bank transfer from the app. The help centre walks through it step by step for Peru.
Mexico
Argentina
Chile
Ecuador
GuatemalaQuestions about your case? Write to us from the help centre.
For businesses
Why does it matter that the network is ours?
Most cash payment providers resell someone else's network. We run our own alongside the bank and retail networks we already integrate — so your coverage doesn't depend on another company's priorities.
Coverage where you ask for it
We open points in the areas your operation needs, without waiting for a retail chain to prioritise it.
Unbanked reach
Communities where a bank account isn't the starting point, served in cash.
One contract
Socios46 and the traditional networks arrive through the same API and settle on the same ledger.
Control of the experience
The app, the operating rules and the point's support are ours — we don't inherit a third party's.
Frequently asked questions
What people who want to become a Socio46 ask us most.
What is a Socio46?
A merchant or an individual operating as a Pago46 point: they collect other people's orders in cash, from the Socios46 app and with their own balance.
What do I need to become a Socio46?
A phone with internet, a valid government ID, a place to serve from, and a balance to operate with. We confirm the requirements for Peru during sign-up.
How do I top up my balance?
With a bank transfer, from the Socios46 app. The help centre has a step-by-step guide for Peru.
Read it in the help centreI topped up and it wasn't credited — what now?
Write to us from the help centre with your top-up details and the team will locate it.
Read it in the help centreHow much does a Socio46 earn?
It depends on the country, the type of operation and the volume you serve. The terms are confirmed with you during sign-up.
In which countries can I be a Socio46?
Pago46 operates in Argentina, Chile, Ecuador, Guatemala, Mexico and Peru, and you can be a Socio46 in any of them.
Do I have invoicing obligations as a Socio46?
It depends on your tax situation in Peru. The help centre explains your obligations as a Socio46 and how to meet them.
Read it in the help centreWhere do I read the terms and conditions?
The current terms and conditions are published on this site, with each country's version.
Read the terms
The network is the product
If you have a shop, sign-up starts in the app. If you need cash coverage for your customers in Peru, let's talk.